Investment Property Insurance

Rental property insurance—also called landlord insurance or dwelling insurance—protects property owners from financial loss due to damage, liability, and income interruption after a covered loss.

What Can Investment Property Insurance Cover?

Residential Rental Property Coverage

Property damage to the structure
Other structures such as garages, fences, sheds, and storage buildings
Landlord’s personal property that you own and leave on-site for tenant use, such as appliances, maintenance equipment (e.g., lawnmowers), and furnishings in furnished rentals
Liability protection for legal and medical costs if someone is injured on your property and you’re found responsible
Loss of rental income (loss of use) if the property becomes uninhabitable due to a covered loss
Vandalism coverage

Commercial Rental Property Coverage

Commercial landlord policies include all the above plus optional add-ons such as:

Business interruption coverage
Equipment breakdown
Signage coverage
General commercial liability
Tenant improvements (if you own them)

IMPORTANT: Individual policies often differ regarding types of loss, cause of loss, and property covered. Knowing what is covered by your policy is critical for protecting your property.

Request Your Rental Property Insurance Quote

Our Commercial Team serves property owners anywhere in the US, and our Residential Team serves property owners in Tennessee, Florida, and California. If you're ready to explore options, Hidde Insurance Group is here to help.